Are you using Quickbooks and want to know about delayed credits? What is a delayed credit in QuickBooks is a question asked by many users. A delayed credit is when a customer pays late or after a certain date. This can be beneficial if the customer is experiencing an emergency and needs extra time to pay. However, it's important to consider that if the customer doesn't pay before the agreed-upon date, they will be charged late fees. Also, if the company needs to use their money up front before they receive it from the customer, they may have to wait longer for that payment or get another loan in order to cover their expenses.