Officer- Loan/Credit Mid Level

MAW VRIDDHI
Location: Kathmandu
Salary: Negotiable
Posted Date: 2022-02-07 Deadline: 2022-02-17
  • Nos. of Opening : 2
  • Location : Kathmandu
  • Experience : 2 years +
  • Working Position : Mid Level
  • Salary : Negotiable
  • Category : Financial Service
Job Description

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Job Specification

  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment
  • BS degree in finance, economics or a related field

Apply Instructions

Eligible and interested candidates are requested to send an updated resume to (hrm.vridhi@gmail.com)

This Job is expired. The Company is no longer accepting applications for this position.

Organization Summary

Maw-Vriddhi is a strategic partnership between two of Nepal’s leading business houses: the MAW group and the Vriddhi group. Established in 2014, this partnership aims to serve the commercial and passenger vehicle market in Nepal by introducing renowned brands like FOTON, SOKON, SERES, NAMMI, and CHANGAN.

As the exclusive distributor of FOTON, SOKON, SERES, DONGFENG (NAMMI), and CHANGAN in Nepal, Maw-Vriddhi primarily focuses on electric vehicles (EVs), including trucks, vans, and cars. Over the years, the company has successfully supplied over 1,000 vehicles, establishing a strong presence in the commercial and passenger vehicle sectors.

Maw-Vriddhi’s business model revolves around the three 'S' facilities: maintaining in-hand stock, ensuring the easy availability of spare parts, and providing trouble-free access to service. The company’s dedicated sales and network team prioritize customer care, ensuring seamless support regardless of the customer’s location.

Brand Portfolio: FOTON, SERES, DONGFENG, CHANGAN

MAW Enterprises Pvt. Ltd.
Founded in 1964 by the visionary Late Prahalad Roy Agrawal, MAW Enterprises Pvt. Ltd. began as an automobile workshop in Biratnagar. Today, it has grown into a significant conglomerate representing renowned international brands across diverse sectors. Known for its quality products and customer satisfaction, the MAW group enjoys a turnover of Rs. 1500 crores annually.

MAW is also recognized for its excellent business practices among its dealers and associates. In addition to its business growth, the company emphasizes community and national development, operating various training programs to improve road safety. Its 800 employees are guided by the principles of dignity, positivity, ownership, and diligence.

Brand Portfolio: Yamaha, Jeep, Skoda, Fiat, JCB, Aircraft Industries, Bass & Treble, Escorts, MAW Engineering, MAW Investment

Website: www.mawnepal.com

Vriddhi Incorporation
Founded in 1972 by the Late D.P. Sikaria, Vriddhi Group of Companies aims to be a trade leader in Nepal. Although the company has a renowned history of 50 years, the family’s business contributions date back even further, starting with textile trade in 1857 and the establishment of the first medical setup in Birgunj in 1955.

Today, Vriddhi Group operates in various sectors, including the automobile industry, heavy equipment, manufacturing, trading, and financial investments in banks and insurance companies. The company’s focus on quality products and services, combined with a customer-oriented mindset and innovative marketing, ensures its strong presence in the Nepal market. Its dedicated workforce is committed to serving customers with full commitment and honesty.

Brand Portfolio: Doosan, Bobcat Heavy Equipment, Chemoleums

Co-founders & Promoters: Laxmi Bank, Prime Life Insurance, Everest Insurance

Website: www.vriddhiinc.com

Industry Type Automobiles and Parts
Location Swoyambhu
Organization Size 100+
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